Important Disclaimers and Legal Information

Our financial planning consultation services are provided for informational and guidance purposes. All recommendations are based on the information you provide and current market conditions, which may change. Individual results may vary significantly based on personal circumstances, market fluctuations, and implementation of suggested strategies.

While our consultants are experienced professionals, our service does not constitute formal investment advice, tax advice, or legal counsel. You should consult with qualified professionals for specific advice related to your unique situation.

Our liability is limited in the following circumstances:

• We cannot guarantee specific financial outcomes or results from following our planning recommendations.
• Market volatility, economic changes, and external factors beyond our control may affect your financial situation.
• Implementation of strategies discussed during consultations remains your responsibility and decision.
• Our maximum liability is limited to the subscription fees paid for our services.

We strive to provide current and accurate information during our consultations. However, financial markets, regulations, and economic conditions change frequently. The information provided reflects conditions at the time of consultation.

Our subscription service provides financial planning consultations and guidance. Please understand these important limitations:

• We do not manage funds, execute trades, or handle your money directly. All financial decisions remain under your control.
• Consultation recommendations are based on general planning principles and the information you provide during our sessions.
• Tax implications, legal requirements, and regulatory compliance should be verified with appropriate qualified professionals.

Our consultations may reference external resources, websites, or third-party services for educational purposes.

References to external sources do not constitute endorsements. We are not responsible for the accuracy, content, or availability of third-party information.

Our consultation services are provided without warranties of any kind, either express or implied.

By using our services, you agree to indemnify and hold us harmless from any claims, damages, or losses arising from your use of our consultation services or implementation of discussed strategies.

These disclaimers and our services are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

If any provision of these disclaimers is found to be unenforceable, the remaining provisions will continue in full force and effect.

We reserve the right to update these disclaimers periodically. Changes will be posted on our website with an updated revision date.

If you have questions about these disclaimers or our services, please contact us: