Terms and Conditions

By using our services, subscribing to our financial planning consultations, or accessing our website, you agree to be bound by these terms and conditions.

These terms constitute a legally binding agreement between you and Clariqthesuva Financial Planning Services Limited.

We provide monthly financial planning consultations and ongoing guidance through a subscription service priced at £250 per month. Services include personalised consultations, strategic planning discussions, and ongoing support.

Services are available to UK residents aged 18 and over. Consultations are conducted via video call, phone, or in-person where possible.

As a subscriber, you agree to:

• Provide accurate and complete information during consultations and registration
• Attend scheduled consultation sessions or provide reasonable notice for rescheduling
• Pay subscription fees on time according to the agreed schedule
• Use our services for lawful purposes only and in accordance with these terms
• Maintain confidentiality of any login credentials or account information

You may not use our services to:

• Engage in illegal activities or violate any applicable laws or regulations
• Share, resell, or redistribute our consultation services to third parties
• Attempt to reverse engineer, copy, or replicate our service methodology
• Harass, abuse, or harm our staff or other users of the service
• Use our services for commercial purposes without prior written consent

All content, materials, and methodologies used in our services remain the intellectual property of Clariqthesuva Financial Planning Services Limited. You may not reproduce, distribute, or create derivative works without permission.

All content, design elements, and materials on this website are protected by copyright and other intellectual property laws. Unauthorised reproduction or distribution is prohibited.

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information. Privacy Policy

Subscription fees are billed monthly in advance. The following payment terms apply:

• Monthly subscription fee of £250 is due on the same date each month
• All prices include VAT at the current UK rate (20%)
• Payment is due within 7 days of invoice date. Late payments may result in service suspension

Either party may terminate the subscription service with 30 days' written notice. We reserve the right to terminate immediately for breach of these terms.

Upon termination, access to ongoing consultations will cease, but you retain access to any materials provided during your subscription period.

Our consultation services are provided for informational and guidance purposes. We make no guarantees about specific financial outcomes or results.

Our total liability for any claims arising from our services is limited to the amount of subscription fees paid in the 12 months preceding the claim.

We shall not be liable for any indirect, incidental, special, or consequential damages arising from use of our services.

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.

We are committed to resolving disputes fairly and efficiently through the following process:

These terms are governed by the laws of England and Wales. Any legal proceedings will be subject to the exclusive jurisdiction of the English courts.

We may modify these terms periodically. Significant changes will be communicated with 30 days' notice via email or website notification.

Continued use of our services after changes take effect constitutes acceptance of the modified terms.

These terms, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and Clariqthesuva Financial Planning Services Limited.

Questions about these terms should be directed to our customer service team using the contact information provided on our website.